Cash

Our practice does accept cash payments however we ask that this be avoided if possible.

Health funds

Here at Wide Bay Central Dental both our general dentist and our Prosthodontist are NIB preferred providers; however, all of our dentists accept all major health funds.

Credit Card

Our practice does accept all credit cards with the exception of American Express.

Zip

Here at Wide Bay Central Dental we now offer Zip as a payment method. This means that we can now take payment through both Zip Pay and Zip Money.

What is DentiCare?

Denticare is an interest-free, direct debit payment plan that allows you to pay the cost of your dental treatment over time. With Denticare you can pay off up to $50,000 in treatment with options to pay back weekly, fortnightly, or monthly.

For treatments under $2000 Denticare allows you 12 months to repay the treatment amount. For treatments over $2000 Denticare provides you with 24 months to repay the treatment amount.

Denticare does not charge any fees beyond their $39 start-up fee and a small fee for credit card or bank account transactions.

Denticare does also ask that 20% of the total treatment cost be paid up front.

What do you need to be eligible?

To be eligible for Denticare you need:

  • To be an Australian citizen,
  • To be over 18 years old,
  • To be currently employed; and
  • To have no prior record of bankruptcy.
  • It should also be noted that Denticare does perform credit checks for treatments over $5000.

Once you have applied to Denticare you will know whether you have been approved within 48-72 hours.

If you have any other questions, please feel free to contact our practice.

Payment Plans

Want it

Create your account in
moments and select

Zip at checkout

Get it

We pay the store,
you get the goods,

nothing to pay today

Own it

Choose how you pay
us back over time, up to

12 months interest free

The smarter way
to pay for what
you want today

Reusable account

We give you one account with one
monthly statement, no matter
how many times you shop

Interest free

Easy interest free terms.
No hidden fees or
upfront payments

Flexible payments

Choose repayments that suit your
lifestyle – weekly, fortnightly
or monthly

We own easy

We make it easy for you to never pay
interest again. Simply pay off your
purchase before the interest free period
ends, and you get to enjoy what you love
even more.

Interest free. Easy as.

FAQ's

Zip Money is a reusable account that lets you buy now and pay later. Shop online and instore up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase comes with it’s own interest free period.

Apply and get a decision in minutes. Once approved, start shopping online and instore, anywhere you see Zip at checkout. That’s it – the items are all yours, with nothing to pay today. Simply pay over time with great interest free terms on every purchase.

Repayments start from just $40 a month and are based on your account’s credit limit. Simply choose from weekly, fortnightly or monthly, and pay any amount you like as long as you meet the monthly minimum for your account (outlined in your contract).

Every Zip Money purchase comes with an interest free period. Pay off your purchase within this period and you won’t pay any interest. After this period, a standard interest rate of 19.9% will apply to any remaining balance.

You can also make additional payments at any time, and there are no penalties for paying off your purchase early. Finally, if there’s nothing owing on your account, there’s nothing to pay and no fees. Your account simply remains active until you’re ready to make a purchase.

To be eligible to apply for a Zip Money account, you need to:

  • Be an Australian citizen or permanent resident
  • Be at least 18 years of age
  • Be employed in some capacity, earning more than $300 per week
  • Have not declared bankruptcy or insolvency

We’ll then apply our lending criteria to each application.

Every Zip Money purchase comes with a minimum of 3 month interest free period with some retailers offering up to 50 months interest free. After the interest free period, a standard interest rate of 19.9% p.a. applies.

There may be a one-off set-up fee depending on your account limit, which we’ll add this to your balance so there’s nothing to pay upfront. There’s a $6.00 monthly account fee, which is waived if your closing balance is paid by the due date. No balance no fee

Finally, we may charge a $15 late payment fee if you don’t meet the monthly minimum, and a $5 bank dishonour fee if your scheduled payment was rejected or dishonoured by your bank. That’s it.

Start by speaking to the retailer – if they agree, they will process the refunded amount which will appear back in your Zip account. If a refund puts your Zip account in credit, you can contact us to have the amount refunded to your bank account instead. Or, simply use it for your next purchase.